If you’ve been following me for any length of time, it’s probably become abundantly clear that travel is one of my absolute greatest passions in life. Whether I’m going somewhere I’ve come to know well like Paris or off to a completely unknown destination like Greece, I literally live for the adventure, discovery and excitement that my next trip brings. Having said that, as incredible as travel is, it can be somewhat stressful financially speaking – other than major investments like a mortgage or new car, it’s hard to think of when else you’re asked to drop a pretty large sum of money virtually on the spot. Fortunately, this year I’ve been working with Interac Association on the Interac® 21 Day Credit-Free Challenge to travel with peace of mind – click through to discover how!
As you guys know, if you’ve read my first or my second update, I took part in the Interac® 21 Day Credit-Free Challenge this fall and have actually continued to implement the tips, from financial guru Gail Vaz-Oxlade, sent straight to the inbox of participants over the course of the challenge.
While I had to book my flight to Greece with my credit card (as I mentioned in my first post, there are times when a credit card is handy), all my day-to-day purchases and travel prep were made using my Interac Debit card, only spending money that was actually mine. It was such a great feeling to both pay off my credit card after booking my flight immediately and then only spend my own money to get all set for the trip – I used to get credit card bill dread at the end of my trips, when I really should’ve just been focusing on soaking up every last minute of my adventure.
Other than travel, gaining more mastery over my finances has just helped me attain far more peace of mind in general, and also made me a lot more aware of the comings-and-goings of my dollars. While I’ve been a relatively frugal sort actually for the past few years, especially in the lead-up to this trip, I really made an effort to eat at home, make use of my rewards cards (so many free coffees, snacks, etc when I actually remembered to use these cards!) and just have an overall better relationship with and commitment to my budgets (rather than setting them arbitrarily, hardly batting an eye if I massively exceeded them).
They say it takes 21 days to form a habit (hence the length of the challenge) and I’m proud to say this is one habit that I’ve officially formed!
Whether you took part or are interested in sharing your thoughts on the Interac® 21 Day Credit-Free Challenge, get talking on social media with the hashtag #21DaysCreditFree (or #21JoursSansCredit for my Francophones!).
Disclosure: This post was part of a sponsored collaboration between Interac Association and SheKnows
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